Invoice FactoringINDEX

We earn referral commissions from some companies listed on this site. We publish every relationship and every rate on our How We Make Money page. Commission never changes a ranking. See the rate card →

Freight Factoring Companies: The Full Index (2026)

The complete index of trucking factors we track. Same fields for every company, populated only from primary sources.

By Vlad Ivanov · Updated 2026-07-29 · How we test

There are perhaps thirty companies seriously competing for carrier factoring in the US. Most comparison lists cover six. Here is the full index.

Who wrote the page you are reading elsewhere

Search any factoring question and page one is almost entirely companies explaining their own product. On recourse vs non-recourse, six of the top seven results are factoring companies describing the option they happen to sell. Two of the largest trucking media sites that publish "best factoring company" lists run paid featured partners in the top slot. We take referral commissions too — the difference is that ours are published with the rate, including for companies we rank last.

The index

CompanyAdvertised rateTypical 1–3 truck rateAdvanceRecourseStatus
RTS Financialrtsinc.com Not published Not published Not published Not published Unverified
OTR Solutionsotrsolutions.com Not published Not published Not published Not published Unverified
Apex Capitalapexcapitalcorp.com Not published Not published Not published Not published Unverified
Bobtailbobtail.com Not published Not published Not published Not published Unverified
eCapitalecapital.com Not published Not published Not published Not published Unverified
Thunder Fundingthunderfunding.com Not published Not published Not published Not published Unverified
Triumph Business Capitaltriumphpay.com Not published Not published Not published Not published Unverified
TBS Factoringtbsfactoring.com Not published Not published Not published Not published Unverified
TAFStafs.com Not published Not published Not published Not published Unverified
Denimdenim.com Not published Not published Not published Not published Unverified
HaulPaycomfreight.com Not published Not published Not published Not published Unverified
WEX Fleet Onewexinc.com Not published Not published Not published Not published Unverified
Porter Freight Fundingporterfreightfunding.com Not published Not published Not published Not published Unverified
American Receivableamericanreceivable.com Not published Not published Not published Not published Unverified
AltLinealtline.sobanco.com Not published Not published Not published Not published Unverified
Quickpay Fundingquickpayfunding.com Not published Not published Not published Not published Unverified
Outgo (DAT)dat.com Not published Not published Not published Not published Unverified
Riviera Financerivierafinance.com Not published Not published Not published Not published Unverified
Single Point Capitalsinglepointcapital.com Not published Not published Not published Not published Unverified
England Logisticsenglandlogistics.com Not published Not published Not published Not published Unverified
Summar Financialsummar.com Not published Not published Not published Not published Unverified
1st Commercial Credit1stcommercialcredit.com Not published Not published Not published Not published Unverified
Interstate Capitalinterstatecapital.com Not published Not published Not published Not published Unverified
Tetra Capitaltetracapital.com Not published Not published Not published Not published Unverified
OTR Capitalotrcapital.com Not published Not published Not published Not published Unverified
Compass Funding Solutionscompassfunding.com Not published Not published Not published Not published Unverified
Integrity Factoringintegrityfactoring.com Not published Not published Not published Not published Unverified
Phoenix Capital Groupphoenixcapitalgroup.com Not published Not published Not published Not published Unverified

Nothing here is estimated. A blank field means we have not yet obtained a primary source for it. We publish gaps rather than guesses — that is the point of the index. How collection works →

How to shortlist

  1. Will they take you? New authority, single truck and reefer or hazmat operations all narrow the list before price matters.
  2. Recourse terms. Read what a non-recourse agreement actually covers — usually insolvency only.
  3. Contract and exit. Term, notice window, termination fee, UCC release speed.
  4. Broker credit tooling. How fast can you check a broker before accepting the load?
  5. Two written quotes. Always. Rates move when there is an alternative.

Compare financing options across 75+ lenders, including accounts receivable financing →Speak with an advisor. Checking options does not affect your credit. We may earn a commission — see the rate card.

By operation type