About Invoice Factoring Index
An independent index of factoring companies, built because every existing comparison in this category is written by someone selling the product.
Why this exists
Look at who ranks for factoring questions. Companies explaining the product they sell. Load boards and freight media that also sell factoring. Comparison sites with a paid featured partner in slot one. On one question we checked, six of the top seven results were factoring companies describing the option they happen to offer.
None of that is illegitimate. It does mean there is no source in this category whose only job is to be right. That is the gap this site is trying to fill.
What we do differently
- We publish our commission rates, including for companies we rank last. The rate card →
- We publish gaps rather than estimates. A blank cell means we do not have a primary source. We do not fill it with a plausible number.
- We track advertised against actual. The interesting number in factoring is the difference between the marketed rate and the quoted one.
- We date everything and leave corrections visible.
Who runs it
Written and maintained by Vlad Ivanov, who has spent several years building and ranking content sites in finance and adjacent categories. Not a factoring broker, not a lender, and not a former factoring executive — which is a limitation as well as an advantage, and worth you knowing.
Where this site has first-hand experience it says so. Where it is reporting what operators and primary sources say, it says that instead. Corrections are welcome and get published with a date.
What this site is not
Not financial, legal or tax advice. Not a factoring broker — we do not take a position in your deal or hold your contract. Not a substitute for reading the agreement you are about to sign, which remains the single highest-value hour in this entire process.